Bøger af Bob Ridgway

The ABCs of Wealth Building: Describes the core concepts of wealth building. Explains those financial blockers that keep one from achieving financial success. Why upgrading to a large home may be a money pit. Lists many choices one can use to aid in achieving wealth. Explains why large earned incomes are not essential for wealth building. Explains how to start investing in stocks and mutual funds. Explains the issue of self-limiting thoughts. Why attitude is important for wealth building. Illustrates the use of the Rule of 72. Explains the importance of liabilities and assets.

How to grow your savings and make your money make money. Why one does not become rich. Why starting an investment at a young age is important. How much money does it take to start investing? What DRIP's are. Why one invests in a company, not just purchases a stock. What volatility is. When to start investing. What is a mutual fund? Why it is important for women to know about investing. Dr. Ridgway addresses these topics and questions, and more, in All's Well that Ends Well Financially.

Why thinking is important in financial success. What percentage of monthly earnings should be saved. Why debt is a financial lead weight. Why negative thinking kills one's finances. How to use the Rule of 72. How to use the cell phone app Calc Pro. What documents to use when investigating investments. What Albert Einstein said about compound interest. How a working family budget is developed. How to defeat debts. How to find extra spending money. Dr. Ridgway addresses these topics, and more, in Navigating on the Road to Wealth.

What is the chance one will not achieve financial success? Do people consider that financial success is possible? What percentage of Americans achieve $500,000 in savings? What income levels accumulate huge debts? Why is time important in the process of wealth accumulation? What stops living paycheck to paycheck? How important are liabilities and assets in wealth accumulation? How necessary is a large income to allow for saving money? How does one find extra money so they can save for financial success? What difference, if any, does it make if one spends and then saves versus saving and then spending? How much money have those close to retirement age saved? Dr. Ridgway addresses these topics and questions, and more, in Destroying Living Paycheck to Paycheck.

Why let life happen when you can make life happen? Why borrowing money is a bad, bad thing to do Where to start to build your own wealth How to build a budget What items should be included in a budget? How 10% savings of earnings grows to a significant amount quickly Why being poor or wealthy is a personal choice Why wealth-building is a slow process that requires time Why younger people have a financial advantage What the difference is between liabilities and assets Why knowing about liabilities and assets is so important Why believing in yourself is so important in wealth-building Dr. Ridgway addresses these topics and questions, and more, in Destroying Poverty and Building Wealth.

How wants and needs affect one's savings. What is Cash is King? What are the parameters of one's goals? Why one's thinking is important in finances. Why starting at a young age is important. What a spending guide is. Why liabilities and assets are so important. What the Rule of 72 is and why it is important. What are stumbling blocks of personal finance? Does earning income make the difference in savings? Dr. Ridgway addresses these issues and questions, and more, in Destroying Procrastination to Grow Money.

Alice Destroys Self-Limiting Beliefs and Builds Wealth explains how you can be wealthy; how to make a personal budget; how to save money; why debt can be a death knell; why and how to become wealthy; how to stop living paycheck to paycheck; the how and why it is easy to build wealth; why liabilities and assets are important; which one, liabilities or assets, wear white hats; why one needs a revolving account; and more.

How most wealthy people appear. How wealthy people spend money. How non-millionaires act as though they were very rich but are not. What a fancy car really means. Who make monthly car payments? Who needs to practice financial restraint? Why looks can be so deceiving and appearances are not a way to determine if a person is wealthy. Which is harder to achieve: The first million or the second million? Why living below one's financial means is very important. Why time is your friend. Dr. Ridgway addresses these issues and questions, and more, in You Have 3 Million -- Now What?

Why America is a great place to live. How to become wealthy and rich in the richest nation in the world. Why people fail to become financially rich or financially independent. Why the two words Liabilities and Assets are so very important. Why so-called safe investments are actually a death knell. How some investment risk is so important. How some simple pitfalls keep one poor or middle-class. Why the U.S. population experiences a 95% rate of financial failure. What is the difference between financially independent and rich? What is the major albatross hindering financial success? Author "Dr. Bob" Ridgway addresses these issues and questions, and more, in Destroying Rags to Achieve Riches.

Why financial thoughts are so important. What a controlling spending program is. Why thinking about the future is so important. What ETFs are. How mutual funds earn money. Why goals are so important. Why over-spending is a huge finance issue. Why coupons are bad. What is the difference between liabilities and assets, and why are they important? What is the importance of small amounts of savings? Financial Thinking Makes the Difference addresses all of these issues and questions, and more.

Why it is more important to save money than to earn lots of money. Why saving money is so important. What are the causes of lack of money? How to save money without pain. How to defeat debt. How to determine the number of years it takes for investments to double. Why you should keep or cancel credit cards. Why assets are more important than liabilities. What does "Cash is King" mean? How the world around us is changing. Why sound thinking about personal finance is so important. This book covers and addresses all of these issues and questions, and much more.

How not to be broke on payday. How to manage your earnings. What is the difference between staying broke and having money to cover expenses? Why one's thought process is so important for financial success. How to choose a great investment. Why over-spending is a death knell. What is self-imposed debt? How to overcome the syndrome of being broke. How to become debt-free. Why the Rule of 72 is important to you. How to own a part of a great business. Why savings are more important than earned income. The answers and solutions to these issues, and more, are all covered in You're Broke, Not Stupid Unless You Stay Broke.

In $$ and Sense, you will learn: What the key to financial success is. What does Cash is King mean? How to get out of debt. What is the death knell to financial success? How negative thinking is bad for your finances. How to win the money game. Why an accident is not a financial winner. How come luck is not a part of the money game? Why it is so simple to become wealthy. How and why liabilities and assets are important to you. Why liabilities can keep you poor. Why you have to make things happen.

What is involved in becoming financially successful. What financial independence is and how to personally achieve that goal. Education for success. Types of millionaires. How to become a millionaire. Steps to take to invest in yourself. Why you must think differently to succeed. Why you have to change your habits. What plans are necessary to invest in oneself. Why goals are necessary. Why higher education and grade point are important. Why taking the road less traveled makes all the difference.

What are factors that cause financial failure? Why the wealthy keep getting wealthier. How you can be wealthy. What are the steps to financial success? Why assets are an important key to financial success. How the low and middle classes can become wealthy. What assets and liabilities are, and why they are so important. When should you start on the road to success? What can keep you from financial success? Why financial success is not an accident. Why a comfort zone can be a blocker to financial success. How simple it is to be a financial success. All of these topics, and more, are explained in this invaluable guide to getting to financial success.

In this book you will discover the ups and downs of why you're always out of money. You will find and read about the following in this book: Why you have no money, Where and how you can earn the most money, Why you have to go back to work, What are the four ways to earn money, How you can become rich or financially independent, How easy it is to invest money, How investing long term is a way to financial success, What wealth is, How to make money make money, What a lady bird deed is and what it will do for you, Why you have to change to be a financial winner, and How you can develop a financial plan for yourself, family and business.

By "discussing dollars over a cup of coffee" Dr. Ridgway brings to light why many families are struggling to make ends meet. His over 40 years' experience in veterinary medicine caused him to recognize how people struggled just to pay pet bills, so he has created this simple yet powerful guide to help those struggling folks succeed financially. Using everyday language this book answers: - How you can relieve financial stress - What pitfalls and money myths keep hardworking people from obtaining wealth - How to set up and work with a family budget - How to calculate how many years it takes your money (investment) to double - Why certificates of deposit (CDs) are actually certificates of depreciation - How to invest in stocks and mutual funds without the aid of a financial adviser - Why personal insurance is not an investment vehicle - What financial resources are available to you - Where to get social security retirement information - How to calculating retirement income - How to stop living pay check to pay check - Why dollar cost averaging is a benefit to you So pull up a chair and pick up this book and let's start "Discussing Your Dollars over a Cup of Coffee."

Robert "Dr. Bob" Ridgway graduated from Kansas State University, College of Veterinary Medicine, and completed a residency in Internal Medicine at the University of California-Davis. After graduating from Veterinary College, he worked for a short period of time at a veterinary hospital in Topeka, Kansas. He entered the U.S. Army Veterinary Corps, where he became Director of the Animal Medicine Division on Okinawa. He later completed a residency in Comparative Medicine at the Madigan Army Medical Center. He is a graduate of Officer Candidate School at Fort Sill, Oklahoma, and a graduate of the U.S. Army Command and General Staff College. He was the Treasurer of the District of Columbia Academy of Veterinary Medicine for fourteen years. He served as Secretary-Treasurer and President of the District of Columbia Veterinary Medical Association. He was the first U.S. Army officer to be in charge of the Department of Defense Military Dog Veterinary Service at Lackland Air Force Base in San Antonio, Texas. He completed a Master's in International Management at the University of Maryland, University College. After retiring from the Army, he worked at Covance Laboratories, Banfield Pet Hospital, and Orange County Animal Services in Orlando, Florida. Dr. Ridgway is a diplomate in the American College of Veterinary Preventive Medicine and a diplomate in the American College of Laboratory Animal Medicine. Dr. Ridgway is married and has one daughter, has one male cat, and lives in Florida.

Robert "Dr. Bob" Ridgway graduated from the Kansas State University College of Veterinary Medicine, and completed a residency in Internal Medicine at the University of California-Davis. After graduating from veterinary college, he worked for a short period of time at a veterinary hospital in Topeka, Kansas. He entered the U.S. Army Veterinary Corps, where he became Director of the Animal Medicine Division on Okinawa. He later completed a residency in Comparative Medicine at the Madigan Army Medical Center. He is a graduate of Officer Candidate School at Fort Sill, Oklahoma, and a graduate of the U.S. Army Command and General Staff College. He was the Treasurer of the District of Columbia Academy of Veterinary Medicine for fourteen years. He served as Secretary-Treasurer and President of the District of Columbia Veterinary Medical Association. He was the first U.S. Army officer to be in charge of the Department of Defense Military Dog Veterinary Service at Lackland Air Force Base in San Antonio, Texas. He completed a Master's degree in International Management at the University of Maryland, University College. After retiring from the Army, he worked at Covance Laboratories, Banfield Pet Hospital, and Orange County Animal Services in Orlando, Florida. Dr. Ridgway is a diplomate in the American College of Veterinary Preventive Medicine, and a diplomate in the American College of Laboratory Animal Medicine. Dr. Ridgway is married and has one daughter and one male cat.

"Dr. Bob" Ridgway graduated from Kansas State University, College of Veterinary Medicine, and completed a residency in Internal Medicine at the University of California-Davis. After graduation, he worked at a veterinary hospital in Topeka, Kansas. He entered the U.S. Army Veterinary Corps and became Director of the Animal Medicine Division on Okinawa. He later completed a Comparative Medicine residency at the Madigan Army Medical Center. He graduated from Officer Candidate School at Fort Sill, Oklahoma, and is a graduate of the U.S. Army Command and General Staff College. He was Treasurer of the District of Columbia Academy of Veterinary Medicine for 14 years. He served as Secretary-Treasurer and President of the District of Columbia Veterinary Medical Association. He was the first Army officer to be in charge of the Department of Defense Military Dog Veterinary Service at Lackland Air Force Base in San Antonio, Texas. He completed a Master's of International Management degree at the University of Maryland, University College. After retiring from the Army, he worked at Covance Laboratories, Banfield Pet Hospital, and Orange County Animal Services in Orlando, Florida. Dr. Ridgway is a diplomate in the American College of Veterinary Preventive Medicine and the American College of Laboratory Animal Medicine.

"Dr. Bob" Ridgway graduated from Kansas State University, College of Veterinary Medicine, and completed a residency in Internal Medicine at the University of California-Davis. After graduation, he worked at a veterinary hospital in Topeka, Kansas. He entered the U.S. Army Veterinary Corps and became Director of the Animal Medicine Division on Okinawa. He later completed a Comparative Medicine residency at the Madigan Army Medical Center. He graduated from Officer Candidate School at Fort Sill, Oklahoma, and is a graduate of the U.S. Army Command and General Staff College. He was Treasurer of the District of Columbia Academy of Veterinary Medicine for 14 years. He served as Secretary-Treasurer and President of the District of Columbia Veterinary Medical Association. He was the first Army officer to be in charge of the Department of Defense Military Dog Veterinary Service at Lackland Air Force Base in San Antonio, Texas. He completed a Master's of International Management degree at the University of Maryland, University College. After retiring from the Army, he worked at Covance Laboratories, Banfield Pet Hospital, and Orange County Animal Services in Orlando, Florida. Dr. Ridgway is a diplomate in the American College of Veterinary Preventive Medicine and the American College of Laboratory Animal Medicine.