Bøger af C. Michael Smith

A great gift for those recent graduates (from high school or college) who find themselves on their own for the first time. Today's graduates have a difficult road ahead of them. Many are already burdened with terrifying amounts of debt and they head out into a job market in which opportunities are scarce. Making matters worse is the fact that very few recent graduates have ever been taught how to properly manage their personal finances. If you are a recent graduate, the deck is stacked against you and these challenges are only going to be made worse with poor financial decision-making. However, there is one asset that you have that can save you... You have time. But you must act now! In this easy-to-read text, Dr. C. Michael Smith walks you through many of the financial stumbling blocks that can trip up a recent graduate. Through wit, humor, and sound practical advice, Dr. Smith provides guidance in the areas of: Choosing a Career, Student Debt, Banking, Credit Cards, Investing, Insurance, Retirement Planning and more. While time is still on your side, if you apply the proper knowledge and some discipline to your personal finances, then you can achieve financial success! You must - Because No One is Going to Take Care of You!

"Looking back, I realize just how much I feared Dickie Hellerman on the morning I shot and killed him out in the backwoods of my parents' property." From that jarring opening line, "Defending My Life: Surviving a Bully's Torture" is the compelling journey of an innocent young man who faces repeated encounters with a bully. Based on true events, the story is told by Justin Bailey who recounts the traumatic occurrences that ultimately drove him to the horrific killing and its consequences. Justin is a seemingly carefree junior in high school where he is in the drama club and on the wrestling team. His free time is spent with friends and dreaming of pretty girls. Yet his life becomes increasingly complex as he encounters the unpredictable and volatile behavior of the problem-drinking bully. Along the way, Justin meets Maria, the gorgeous girl who becomes his first love, but trouble escalates when Justin's antagonist is attracted to her as well. "Defending My Life: Surviving a Bully's Torture" is an honest account of a maturing 17-year-old facing life, love, overwhelming fears and extreme guilt. He yearns for a "normal" existence following the incident but discovers that such a wish will only be achieved through tremendous mental struggles.

This book synthesizes new information about the environmental advantages of plant resistance, transgenic resistance, the molecular bases of resistance, and the use of molecular markers to map resistance genes.