Bøger af Joshua King

Now that you understand basic terms, it is time to start picking stocks. I would love to say it's more complex than that, but it's simple.There are three types of dividend securities: index funds, dividend growth, and income investing.You can choose your first stocks based on your investment philosophy and risk tolerance. But massive blue-chip dividend growth stocks are a great place to start.From there, you layer on the stocks you love and create a schedule. Simply sit back and wait for the dividends to hit your account. Easy day! Good Luck!

There is a massive gap between the mindset of a saver and an investor. To bridge the gap, we must read books.One of the most critical aspects of an investor mindset is envisioning an infinite return.An infinite return is simply owning an asset (that produces money) without any of your money invested.Sure, you can use significant leverage to acquire assets or create them from thin air.As you learn of infinite returns, you will begin to see them everywhere. This is how investors create income streams; they don't only depend on jobs.You can learn to see these great investment opportunities too. You gain the skills to become a great investor by sharing assets and serving others. You will change your life. Good Luck!

Is it challenging to lead a team in today's workforce? Not really. If you take care of your people, your people will take care of you.The latest generation suffers from a lack of leadership and mentorship. No one wanted to guide these young people on their path to becoming an employee.Their parents wanted them to have perfect lives, and the school system just wanted them to pass and graduate.By the time they get to you, their only mentors are on social media. All you have to do is care about their well-being; the rest is history. The question is, "Do you care?"

Wouldn't it be nice to travel around the United States in an RV? Even better, what about receiving royalty income from books, blogs, videos, or photos?This is a dream life for most Americans, but out of their reach. But you are different.You can put in the years it takes to build a stream of royalties. To facilitate your earnings, you will need to gather a tribe of like-minded individuals.We call this building an audience, and it's the only way to generate royalty income over a long period.So start writing, recording, filming, drawing, and taking pictures today, so you can have your royalties come in tomorrow. It's tough, but it's possible (I'm doing it now). Good Luck!

We should start protecting our wealth in our 50s. Our income-investing portfolio should carry itself by now.However, we also need to consider our kids. We want to have excess cash on hand so we can help them.Savings bonds and high-yield treasuries (over 5%) are excellent ways to protect our money from inflation.We can add some speculation into our portfolio at this point. Remember, speculating is not gambling-pick your poison, and stick with it.Income and cash round out the composition of our portfolio. We must be very intentional in our 50s because we have a lot of eggs in one basket. Good Luck!

People go crazy in their 40s. It's high school all over again because of social media. Unfortunately, this spending creates a lot of debt.I went the other way and became a saver and investor. Now, I am retiring at age 42 and will not need to work again. Oh yeah, my wife is doing the same.How did we accomplish this feat? In one word-income. The more income you create, the better retirement you can build.Your 40s are about becoming an income investor. You can generate so much excess income that you won't know how to spend it.And the best part is that it comes back next month; it's like a regenerating bank account. Your 40s can be memorable and fun; however, they must be full of income first. Good Luck!

Nobody likes a recession or inflation, but let's look at the positives. The Federal Reserve needs to slow the economy by raising interest rates.Rising interest means that I can start purchasing 30-year Treasury Bonds again. I haven't purchased these bonds in over two years.30-year Treasury bonds will serve as a good hedge against my dividend growth investing portfolio.You have duration risk with the 30-year bonds, meaning rates could go higher over the next few years. However, a 4% or higher return is reasonable in my investing strategy.You'll need to determine if bonds fit into your short-term and long-term plans. I am excited about diversifying into 30-year bonds again. Good Luck!

The media will always place some form of manufactured stress upon the little people (us). We just need to understand it.Yes, there is real money at play. We are playing a high-stakes game with our bank deposits up for grabs.However, think of your money as a bar of soap-the more you handle it, the smaller it gets.The best advice is to stay invested, read intelligent articles and books, review historical lessons, and take action only when you have a better plan.If we all make a flight to safety, someone else will be winning. Dividend stocks are one of the best investments around, so jump in safely. Good Luck!

Pinching pennies and living life cheaply can do more damage than good. Protecting your money at all costs prevents you from learning how to create money.The true path to wealth is having your money make money. Trying to save a couple of pennies on each transaction only leads to hate and discontent.Even if a cheap person amasses a vast fortune, they will hesitate actually to spend the money. Remember that they have lived their entire lives cheaply.It will be challenging to change your perception of saving and investing money; however, it is possible through reading and taking action. Do you want to be genuinely worry-free? Then learn how to invest. Good Luck!

Wouldn't it be nice to have a self-refilling debit card? Well, it's here in the form of the Cash App debit card.Within the Cash App program, you can invest in dividend-paying stocks. The dividends from these stocks transfer directly to your Cash App spending balance.So you can be shopping, receive a dividend, and immediately spend that money before you leave the store. It's a great way to live, and one my wife and I have lived in for over two years.I am up to $200/month of dividend income on my Dividend Debit Card. I plan to build up to $1,000 in dividends for my entire spending budget from Cash App Dividends. How will you use your Dividend Debit Card?

Most people will never become landlords. They do not like the idea of managing another human being.However, the more people we serve, the richer we become. We must maintain real estate to grow our worth and give our kids a fighting chance.I have been a landlord for over ten years; I own three properties. The stories I can tell you are over the top.Here are some lessons I learned along the way so that you can prepare for the fantastic journey of personal growth and financial abundance. Good Luck!

Can you save and invest $500 per month? If you can, you're one of today's savers in America.Scary, right? But let's get you started on a great portfolio of saving and investing instruments.We always want to save a little of our money for emergencies. But, once we have a suitable emergency fund, we need to go for more growth and yield.We can allocate some money to Fundrise, dividend growth stocks, and income investing. All in all, we are well on our way to financial freedom. Good Luck!

High-Yield Savings Accounts are unique products we can use to bolster our savings rate.However, the average person does not use an HYSA to save for emergencies or home down payments. Why?Perhaps they need to learn about HYSAs or fear putting their money into an online-only bank.Either way, we will break down those barriers today to start investing in one of my favorite products on the market. Good Luck!

We all have to start building our passive income portfolio somewhere. Should we start with real estate or income investing (dividends)?If you have a $1,000/month income portfolio, you will reap the benefits for your entire life. This cash flow allows you to save for emergencies, go on vacations, and change jobs.Once you secure your income portfolio, it's time to dive into real estate and rental income. Luckily, living below our means is the best type of rental income.If we can rent rooms, we will make a fantastic leap in our financial lives. This cash flow can pay off debt, fund our emergency reserves, and help us grow our income portfolio.Every American should have some sort of rental income, dividends, and royalties. But the best place to start is with an income portfolio. Good Luck!

Your 40s are your prime earning years. Therefore, you must prepare to live below your means and invest the differenceWell, that doesn't sound fun! Yes, being an adult isn't fun until you have enough money to enjoy it.This is the time to build an income investing portfolio that replaces your work paycheck. If you can do this now, it'll keep growing until the end.You must fight off lifestyle inflation in your 40s, as this is when it rears its ugly head. If you stay focused, your dividends will be off to the races. Good Luck!

Investing is about doing what is right for you. If you achieve your investing goals, you can't lose.Closed-end funds are about immediate income. They can help you replace your paycheck as you move into retirement.Dividend ETFs are about long-term compounding. They can also replace your paycheck over a 20-30 year period.The main difference is that Dividend ETFs tend to appreciate in value over those years. They are like rental properties that increase in value and rental prices.Leveraging both of these products will give you the long and short game of income. That's all anyone can want. Good Luck!

Did you quit your job because of some random internet hype? How did that work out for you?No worries; the job market is still ripe with positions. However, you'll need to go back with a different approach.The workforce is just a means to an end-not the end-all-be-all. It is simply a place to allow you to grow your investments, assets, and businesses.Would you rather live the high life on earned income (say $100,000/year) or a quiet life on passive income ($50,000/year)? Once you have the correct answer, you're ready to go back to work. Good Luck!

As humans, we love to procrastinate. We all know we should invest in our futures, but something holds us back.Today, let's give ourselves grace but begin our investing journeys. We don't have to start with a large amount of money.We can simply put $5 per week across five stocks ($1 per week each). Yes, it won't allow us to retire in a year; however, it's a start.Once we control our emotions and get the hang of automated investing, we can build upon our routines. Every habit must start somewhere, so let's start with $5. Good Luck!

Do you get angry when you hear people "avoiding" taxes? The media brainwashes you to think these individuals are cheating the system.However, we should all reduce our tax bills as much as possible. Why? Because the government incentivizes us to stimulate the economy by giving us tax advantages.Why do real estate and businesses receive such significant tax breaks? Because the government wants people to build houses and employ others.At our level, we can invest in the US Government (Treasuries) and States (municipal bonds) to do our part for the economy.We can also reap the tax benefits of giving our hard-earned cash to these government entities. By changing our mindset, we can reduce our tax bills while investing our money in productive sources. Good Luck!

I love investing for income, but my portfolios also need growth. To capture the stock market's growth, I turn to index funds.Index funds are simple yet effective ways to invest over a long time horizon.They make the perfect investments for small children and young adults. You can use them in Roth IRAs, HSAs, and more.However, you will still need an income plan outside of index funds. You never want to sellsahres to generate income. Good Luck!

Home repairs can destroy your emergency fund. A roof can cost between $7,000-$15,000. How about a new air conditioner? $8,000.As you become an advanced saver, separating your home maintenance budget and emergency fund is a good idea.Separating the two funds allows you to see your financial situation clearly. Ideally, you would keep about $10,000 to $15,000 in your home maintenance budget for each home.It sounds tough to save six month worth of expenses in your emergency and another $10,000 in your home maintenance budget, but you can do it.Create the plan, and stick to your budget. You will get there eventually. Trust me: I am working on building my funds as well. Good Luck!

What makes Dividend Growth Investing so special? It's the fact that your are building a massive nest egg that can fund your lifestyle.The best part is that you do not need to sell shares to generate income. All you need is to invest in amazing blue-chip dividend-paying companies.Over time, these companies will continue to increase in value and dividend payouts.Your wealth and income will grow along with these companies. You just need to sit back and plan ways to spend your money. It's a good life!

What do you do during your free time? Do you watch Netflix, news, politics, sports, and TV series?Wouldn't it be nice to build an empire while pushing your creativity to the max? We are born to create; however, the world slowly destroys our creative willpower.We can get our creative drive back by making something every day of the week. As we create, we gain new ideas, techniques, and shortcuts.This is the power of compounding in full effect. If you can commit to yourself, you can achieve whatever you want while making money in the process-a true win-win scenario. Good Luck!

Tis' the season to spend time with family and friends. How can we guarantee to continue to have the time and resources to uphold these traditions?We must invest wisely to ensure we are not obligated to work and lack money. Bond yields are on the rise making this a great time to purchase them.But how can bonds help us protect our family's future? We can invest in bonds for compounding growth, capital appreciation, and income generation.Using these three techniques, we can invest in bonds for current income and future generations. Let's ensure we can always meet and greet each other via bond investing. Good Luck!

The main difference between the rich and the poor is how they spend their time. So how do you spend your time?I worked for 20 years (age 18-38) and was still broke. I spent my free time playing video games and hanging out with my family.However, once I started using my time to learn business (interest rates, taxes, cash flow), magically, my finances started to thrive.If you want the life of your dreams, you'll need to convert your free time into business time. Don't worry; eventually, you'll get all of your free time back and then some. Good Luck!

Can you imagine your dream retirement? Who is with you, and what are you all doing? Most people cannot "dream big" or outside their reality.Do you just want to turn 66 and collect social security? If you want more from life, you must dream and build it.Part of the process of creating your dream retirement is choosing a path. You can choose to work towards the required financial costs.Or you choose something you want to do and work towards creating an income stream based on that activity.Either way, you will need a plan to get you across the finish line. No matter your age, now is the time to start planning your dream retirement. Good Luck!

There has never been a better time to be a writer. Kindle Unlimited is an amazing platform to launch your eBook series.Even better, you can leverage other platforms like Draft2Digital and Medium to grow your audience and passive income.Yes, there is no "fire-and-forget" revenue stream; all income requires some form of maintenance.But books are by far one of the least intense forms of passive income. If you love the idea of making a living from your laptop, writing is a great way to go. Good Luck!

I have overcome my scarcity mindset over the last four years. Seeing the world through an abundance lens took a lot of reading and understanding.I've learned a three-step process to breaking your scarcity mindset: create money, spend money, and grow money.You can create money from thin air from your experiences. Once you start a new income stream, spend some money on yourself.Finally, once you enjoy spending your new money, it's time to grow more. You cannot stay in one place long before inflation strikes.Using these three steps has helped me become much more free yet responsible. I aim to keep creating, spending, and growing until the end. Good Luck!

They teach us to struggle. Before we begin accumulating wealth, we must overcome the struggle-mania mindset.We struggle because we want "stuff." The more we want, the more we struggle. So we must stop wanting. The best way to overcome our desire to spend is to focus on people. The more we give to others, the less time we can dedicate to wanting. Beating the struggle mindset is your top priority. Once you defeat struggle-mania you'll be on your way to saving and investing-living your best life. Good Luck!

Tis' the season of rents. How much rent are you collecting this holiday season?If you are collecting zero rent dollars, what is your plan to build this income stream by the next holiday season?If we want an extraordinary life, we have to take extraordinary measures. If you do what everyone else does, you will have what everyone else has.You can open your home to someone and help them build wealth. You will also create wealth and passive income. All you have to do is share. Good Luck!