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Psychologically, people's relationship with insurance is a complex, emotional journey. In reality, the simplistic, uncomplicated manner of insurance is a beautiful thing. It is designed like a lottery that always pays when a specific future risk element is incurred. And yet, time and again, there are an abundance of illustrations showing abuse and gratitude working in kind, usually fueled by an entitlement attitude that they're somehow going to scheme to take more. These are their stories.
For Captain Garrett McGuire, neutrality is not an option. He was commissioned to find a treasure that will fund continuation of the Napoleonic war, but everyone wants their cut. No one is trustworthy, and he is captured, imprisoned, and tortured, his ship claimed as bounty by the Americans who want him to relinquish the treasure. Garrett's wife, ..
Wanderlust flows fast in Captain Garrett McGuire's veins. The last thing he wants is to be tied to England. It's 1798, and the sea and the New World beckon. Before her untimely death, Garrett's beloved mother and her best friend arranged a wedding pact between their children. But they picked the wrong daughter. The younger of the MacLeod daughte...
Vivian Margaret is tired of reading about other people's romances. She craves adventure. After a fortuneteller shines a mirror on her innermost longings, Vivian enrolls in a sailing course on the other side of the country. Reservist rescue swimmer and tech specialist, Tucker MacLean has been there and done that, and is not going to fall for a woman any time soon. That is until he quite literally collides with Vivian. Out of her element, she rediscovers her strength of character and a stubborn ambition to cling to hope when all seems lost. Not realizing the depth of his intense emotional attachment until a surprise storm threatens Vivian's life, Tuck must find her and bring her back from the heart of the storm. Passion drives him, love sustains him.
Brought up under the strict regime of business first and personal relationships a waste of time and effort, Reginald followed in his father's footsteps-until now. Like a bee to honey, he is drawn to a mysterious lounge singer. Her poise and elegance lift her above the crowd. Despite his looming engagement to further the family empire, he can't stay away. After the death of her mother and falling out with her father, Elleah flees to escape the shackles of matrimony as a business deal. In 1950 post-war America, she will not settle. She can't deny the attraction to Reginald, but he is everything she has sworn off-a drinker, hardcore businessman-the embodiment of New York society, never mind being as close to engaged as a person can be without the ring. Only with each other do their masks come down. Can Reginald step out from the shadow of his family and become the man he was meant to be? Will Elleah see through her misconceptions to give him a chance?
On the heels of Insight, an informal reference guide to communicate with employees about benefits, this guide takes a deeper look at how and why Canadian businesses should establish a customized benefit plan.Though often referenced as if it is single entity, employee group benefits is, in fact, a group of individual insurance products that are grouped together for a group of employees linked through common employment.Like building a home, benefits form a foundation of insurance for the average Canadian employee - and it's sometimes their only access to life and disability coverage - not to mention reimbursement for expensive medications. In this guide, get the answers to questions such as:Why should companies offer an employee group benefit plan?What steps must employers take to select the right group benefit plan?What benefits do employees and businesses receive when a group benefit plan is offered?The author also explores why creating a total compensation package through a well-developed, custom-designed employee group benefits program might be the answer to control costly staff turnover.Whether you're a business considering group employee benefits or someone selling insurance who wants to be more effective, you'll find Perspective a useful resource.
Trip's best friend and band leader is dead. Now Trip is on trial for criminal negligence. Although the court does find him innocent, his fans and conscience scream otherwise. Guilt and social media are tearing him apart, until a new songbook speaks to him as though the songs were written specifically for him and his internal struggles. And they were.Aya Rose also knows what it's like to carry the burden of guilt. Powerless to change an outcome or sway a public opinion. Her empathy and heart cries out to Trip. When he responds to her, she wonders if she can afford to get involved. To take a chance that her secrets will not only be exposed, but also threaten her freedom.Will guilt by association destroy Trip and Aya, or will it lead to something they never dreamed possible?
Someone once said to make people understand the value of life insurance, you have to back the hearse up to the door.Nothing so drastic is required, but it helps to have stories to illustrate value, which is why employee benefit specialist Lori Power wrote this informal reference guide to help human resources professionals and business owners learn about employee group benefit plans. She answers questions such as:When should an employer consider adding a benefit plan?How can a company use a benefit plan as a compensation tool?How can a company better manage the escalating costs?Why is a broker necessary to get a quotation?She also shares twenty advantages of employee group benefits as well as various insurance industry scenarios told through real events experienced by real clients.If youre a business owner, human resources professional, decision maker or plan administrator, youll be better equipped to navigate benefit plans with the lessons in this guide.
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