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This book is aimed at guiding you the reader to daily commit to the lifestyle of principle-centeredness and spiritually virtuous living for the purpose of strengthening the marital relationship. As you read through the contents of this book you will learn more about how your involvement in a spiritually virtuous living will pave the way that leads to the strengthening of your own marital intimacy and longevity.
The contents of this book focus on ideas and concepts that both specifically and widely talk about what it implies to live consciously according to eternally unchanging Universal Truth, the Universal Principles, and the elements of the Quadrangle of Hope. This book provides excellent guidance to the reader to gain a better and deeper understanding of the short term and long term impact of one's degree of adherence to or the rejection of principles that are germane to and impact one's quality of life. The thoughts presented are aimed at guiding the reader to delve deeper into knowledge, understanding, and wisdom which are critical to one's daily living. By ploughing diligently through the themes and contents of this book, you are exposed to diversely glorious opportunities through which your own mind becomes extensively informed, massaged, and filled with great nuggets of truth. These are perennially pregnant with deeper insights that lead to the education, renewal, and the positive transformation of your mind on an ongoing basis. While doing so and accomplishing these objectives, the core principles of these ideas don't only tug powerfully and tenaciously at your heart, but also provide excellent opportunities to you through which your heart is also better-informed, saturated with, and molded in principle-centeredness. The inspiration, courage, and directional guidance you attain will cheer you on to pursue a life of integrity, love, respect, and loyalty, and performance excellence in a life that leads to great fulfillment.
It is concluded in this first volume of the two-part series on Ghana that the primary source of Ghana's hydra-headed problems is severe human factor decay-our Achilles Heel. Only in recognizing this truth can Ghanaians and others who come in to assist them commit to work together hand-in-hand to ensure the painful failures of the past are never repeated. Through our successes in this venture and effective teamwork, I have no doubt that we will become excellent sources of advancement in Ghana-working perennially harder to leave our desired legacy to the members of the generations that come after ours. As you read through this book, you will come to the understanding that any significant improvements Ghanaians make in their individual and their combined human factor qualities will guide them to successfully restart the engine of the perennially troubled and ailing Ghanaian Development Train. To succeed in doing so is to produce long term positive transformation in the Ghanaian quality of life.
In Volume I of this book on the problems of underdevelopment in Ghana and the possible solutions, it is concluded that the primary source of the hydra-headed problems is severe human factor decay. In Volume II, you will gain deeper insights into and better understanding of how to propel the process of community development and nation building in Ghana. It is also pointed out that the full realization of the goals of the Ghanaian Development Train will provide the people with excellent opportunities for a much better future. Together, while the contents of Volume I spell out in detail the primary sources of the hindrances to the Ghanaian Development Train, those of Volume II outline in detail the best possible path toward the resuscitation and revitalization of the Ghanaian economy.
With the end of World War I and the prosperity that followed, the securities industry saw a large increase in the number of investors participating in the stock market. During the 1920s, approximately 20 million people became shareholders, expecting the amassing of more wealth with little or no consideration of the risk of potential loss. But of the $50 billion in securities that was amassed during this time, approximately half disappeared during the stock market crash of 1929 (www.sec.gov/about retrieved 2/23/2010). As a result of the crash and the significant loss of confidence investors now had in the stock market, Congress decided it was time to play a role. With the Securities Act of 1933 and the Securities and Exchange Act of 1934, initial legislation was activated and the Securities and Exchange Commission (SEC) was born. With the securities-related law, Congress stepped into the industry and since then has never taken a step back. This book begins with a review of the history of legislation enacted to control the brokerage business in the United States. The historical perspective establishes a trend of legislators creating laws, establishing bureaucracies and multiple layers of oversight that have been largely useless and definitely costly. There are significant costs tied to the maintenance of a system that simply accepts and works with the understanding that the players in the industry pursue corrupted, greedy, and unethical practices. Rather than making the effort to correct the problems that face the system by improving the attitudinal and behavioral practices of industry players, government officials currently provide ineffective regulatory remedies to correct the system. Congress has created a number of laws with such burdensome requirements that some brokerage firms have simply had to shut their doors in the face of escalating costs to comply with the demands of the regulators. For smaller broker/dealers, business can nearly cease during an audit, resulting in a loss of productivity. In addition to costs associated with compliance, firms are burdened with ever-increasing expenses related to Errors and Omissions coverage and legal costs as more consumers are encouraged to file complaints. The media and the government have unfairly made Wall Street the scapegoat for all that has impacted our economy. While there is certainly some responsibility here, this industry is already heavily regulated, and additional regulations will not solve any problems. Particularly in the last few years, companies that had previously been considered stalwart in corporate society have been exposed, and unethical practices have led to their downfall. This is in spite of several existing laws and systems designed expressly to ensure that business is run fairly and ethically. Regardless of the efforts that federal and state governments have made, the problems of unethical practices in the industry remain and costs continue to increase. In light of these realities, the primary thesis of this book is that when we spend the money intended for oversight and regulatory compliance on human factor-based education at all levels of academic training and leadership development, we will minimize acts of fraudulent business practices and subsequently increase company profitability in the industry. Secondly, profitability increases in direct proportion to any improvement made to the quality of the human factor.
A lack of appreciation for the significance of personality traits in performance has resulted in organizational inefficiency, but Adjibolosoo proposes a framework that analyzes spiritual capital, moral capital, human capital, aesthetic capital, human ability and human potential and addresses any human factor deficiencies.
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