Bøger af Shohjahon Olimov

Economic stability has been maintained at the level of our society due to the advanced policy of our independent state, which is financially, currency-credited.One of the main pillars on which the economy of any country rests is the economic banking system.But there are some problems in the banking system. In the countries of developing economies, this is a serious highlighting of a number of serious problems that commercial banks of the Central Bank are taking measures for in the Republic of Uzbekistan. In particular, there is an increasing trend of overdue loans in the total volume of credit deposits of a number of small and medium-sized commercial banks of our Republic.

Reforming and liberalizing banking, which is one of the important links of market relations, improving the economy, creating suitable banks from the banking system and creating the necessary forces for their creation.Modernization of the economic activity managed by the commercial banks of our republic, support of small business and private business entities, investment and financial support, recovery of bankruptcy income is being carried out on a large scale. government, the first President of the Republic of Uzbekistan, IAKarimov, "Our country has been showing high performance in its financial and banking system and management activities. In 2012, the total capital of the bank increased by 24.3%, and in the last three years it has doubled. In 2010, only 13 commercial banks of the decision had an international rating, while in the same situation, the number reached 28. he emphasized.

Today, the importance of infrastructure in entrepreneurship in the socio-economic policy of our country is increasing more and more. If we look at developed countries, business entities are the main factor behind the development of each of them. Entrepreneurs are the main driver in the development strategy promoted by the President of our country. In this regard, the President of our country signed Decree No. PF-54 dated January 21, 2022 "On additional measures for the development of business infrastructure in the territories of the Republic". Entrepreneurship infrastructure development funds are being organized under the Council of Ministers of the Republic of Karakalpakstan, regional and Tashkent city governments.

We all know that when reforms and innovations are implemented on their own, the end result may not be as expected or the expected result may be achieved later. Therefore, in the establishment of a new economic system and relations, all sectors will be supported by the government to the extent necessary, which will guarantee the effectiveness of the ongoing reforms.The gradual implementation of economic reforms and renewals in our country, and the state's role as the main reformer in this process, is a unique impetus for the country's transition to a market economy. This process requires making many new and important decisions for the economy of our country regarding attracting investments and regulating their management.

Today, enterprises are widely operating as economic entities that can quickly adapt to changes in the economic environment and constantly require new techniques and technologies . Therefore, special attention is being paid to the development of the enterprise and ensuring its competitiveness in our republic. President of the Republic of Uzbekistan S. Mirziyoev noted : ... We need organizational, legal steps, we need to create financial mechanisms and conditions. ...

An important factor is to ensure employment in the economic revival of the rural population by labour from the potential to effectively use social harmony and achieve stability in achieving economic development of the society. development of market relations rural population work with employment in the field all able to work in our government's strategy is focused on the human factor conditions for people to develop their abilities and provide their own style of work to create middle chains more than 68 per cent of the nearly 1 million jobs created have been in rural areas.

The main issue of agriculture is to satisfy the needs of the country's population for food and industry for raw materials on the basis of ensuring the stability of agricultural production and increasing its economic efficiency. Today, the annual consumption of food products per capita is 47.3%. The import of food products is decreasing year by year, and the volume of its export is increasing significantly.

Developing the economy under the framework of reforming and liberalizing the banking system, which is one of the important links of the market relations, organizing the activities of local banks in accordance with the requirements of the international banking system and further improving their activities are considered urgent tasks of the day. A society cannot make healthy progress without having a well-developed banking system and banking activities.

The modern world is developing very rapidly. In particular, the age of information technology has created a huge competitive environment in all spheres, providing its consumers with a number of conveniences. Similarly, another area, Islamic finance, is one of the fastest growing areas in the global financial market. Currently, the assets of Islamic financial institutions worldwide are growing at an average annual rate of 14 per cent and currently have a share of 6 per cent of the global financial market. Although the market share is very small compared to conventional financial institutions, it is estimated that Islamic financial services will reach US$3.69 trillion in the global financial market by 2024. This high level of growth is certainly a result of the very high demand that exists in the industry. Members of the Muslim faith, who are the main customers of Islamic finance, account for about 1.8 trillion or 24% of the world's total population. It is clear that there is a huge market in Islamic finance and the challenge of meeting the existing demand is very relevant today.

Since the time when our country gained independence and implemented economic reforms, the government has been paying great attention to monetary and credit relations, because no country can fully develop its economy without establishing relations in the monetary sphere. It is necessary to emphasize that the development of foreign economic relations and internal relations in accordance with the path of the market economy chosen by our Republic depends on the level of development of monetary relations. Therefore, as President Sh.M. Mirziyoyev stated, "The liberalization of the foreign exchange market in the country requires an increase in the level of liquidity in the economy and the involvement of free funds in important investment and infrastructure projects . "

Before the stage of industrial development in the countries of the world, priority was given to natural and labor resources in ensuring economic growth, and during the stage of industrial development to material resources, in the current period after industrial development, the role of intellectual and information resources comes to the fore. The development of the world's leading countries is new. knowledge, innovation, global information systems, new technologies and venture business economy.

Today, the measures to prevent the budget deficit, it is necessary to manage the elimination of the deficit both theoretically and practically, first of all, from the point of view of public interest. The most important task of the budget policy in the reforms is to solve the tasks of stabilizing the budget deficit in the economy. In this way, it is to ensure the optimal balance between deficit and allocating funds to current expenditures of social importance, stimulating the revival of economic activity.