Bøger udgivet af NY RESEARCH PR

Financial risk refers to the possibility of losing money in an investment or in a business venture. This risk can come in a variety of forms including operational risk, credit risk and liquidity risk. Both individuals and organizations can experience these kinds of risks. The practice of assessing and managing potential and current financial risks in order to reduce an organization's exposure to risk is known as financial risk management. It entails recognizing the risk, quantifying it, assessing all viable solutions, formulating a plan and then implementing the steps and financial tools required to mitigate its potential consequences. The primary strategies for financial risk management are risk reduction, risk retention, risk avoidance and risk transfer. This book explores all the important aspects of financial risk management in the present day scenario. It consists of contributions made by international experts. A number of latest researches have been included to keep the readers up-to-date with the global concepts in this area of study.

Financial crisis refers to a condition wherein a financial asset unexpectedly loses a significant portion of its nominal value. There are various types of financial crises including stock market crises, external debt crises, banking crises, balance of payments crises and currency crises. A financial crisis can have several causes such as an overvalued asset or institution, which can then be worsened by irrational behavior of the investors. During a financial crisis, asset values endure a sharp decrease, firms and individuals are unable to pay their dues, and financial institutions face a shortage of liquidity. Policy responses are implemented by the governments in order to prevent the banking and financial institutions from collapsing as well as mitigating the consequences of the credit crunch on the economy. This book outlines the causes, consequences, policy responses and management of financial crisis. It will prove to be immensely beneficial to students and researchers in this field.

The general purpose of education is to ensure the personal development of individuals. Introducing reforms in the educational systems is necessary for creating a socially and academically progressive future of a nation. Educational reforms aim to change public education. It is the responsibility of the government of a nation to introduce appropriate educational policies and reforms as these are critical for the socio-economic progress of a country. The educational policies and reforms are focused on introducing innovation and making better use of technologies to bring change in educational systems. Technology is gradually transforming the methods of delivery in the educational institutions, which has led to improved engagement between the students and teachers. The reforms are fast transforming education by substituting a teacher-centered model with a student-centered one. It is also a responsibility of the government to improve the access to education. This book provides significant information about the significance of educational reforms and the role of governments in transforming the educational systems. It will provide comprehensive knowledge to the readers.