How to Get Out of Debt for Beginners

This book is a blueprint for all people to get out of debt and become financially free, no matter what the circumstances. Debt management has been simplified in this book for easy understanding. This includes information on each individual type of debt (credit cards, medical bills, student loans) and how to overcome them. Central chapters delve deeply into topics such as credit card fraud, bankruptcy filing, utilization rate vs interest rate, and even the psychological aspects of debt. For a long time in my life, I thought that getting out of debt required hard work. Yes, getting out of debt is easy and it requires no special skills or education. This book will teach you how it's done and give you some helpful hints to get started immediately. If you're reading this, chances are you are either in debt or you are doing everything possible to not be in debt but struggling with the mounting bills. The last thing we want is to see you suffer in silence. That's why we wrote this book - To give hope and encouragement that there is a way out of debt for anyone who has the drive and ambition.