The Girl on the Boat

The girl of the title is red-haired, dog-loving Wilhelmina "Billie" Bennet, and the three men are Bream Mortimer, a long-time friend and admirer of Billie, Eustace Hignett, a lily-livered poet who is engaged to Billie at the opening of the tale, and Sam Marlowe, Eustace's dashing cousin, who falls for Billie at first sight.