The Financier

Excerpt from The Financier: A Novel
The Philadelphia into which Frank Algernon Cowperwood was born was at his very birth already a city of two hundred and fifty thousand and more. It was set with handsome parks, notable buildings, and crowded with historic memories. Many of the things that we and he knew later were not then in existence - the telegraph, telephone, express company, ocean steamer, or city delivery of mails. There were no postage-stamps or registered letters. The street-car had not arrived, and in its place were hosts of omnibuses, and for longer travel, the slowly developing railroad system still largely connected with canals. Young Cowperwood's father was a bank clerk at his birth, and ten years later, when young Cowperwood was turning a very sensible, vigorous eye on the world, his father was still a clerk, although he was a much more trusted and desired one, and was so near a tellership that there was not the least doubt in the world that he would get it. The next year, because the president died and the vice-president became president, the cashier was made vice-president, and Mr. Henry Worthington Cowperwood was moved into the place vacated by the promoted teller. He was a happy man.
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